Property Preservation

The housing stock of Beverly Hills/Morgan Park is one of our most important assets. Since its inception, BAPA has been proactive in addressing housing issues that affect individual blocks and the community as a whole. BAPA staff monitor foreclosures sending resources and information to homeowners who fall behind on their mortgage. We also partner with the police and city agencies to address homes that are vacant or fall in disrepair. For minor issues that can be addressed with a letter, we correspond with homeowners urging repairs. When properties become blighted we go to court to represent the community’s interests.

For additional information or to report a problem property email Susan Flood at BAPA or call 773-233-3100, 

Chicago Historic Bungalow Initiative

Launched by Mayor Richard M. Daley in September of 2000, the Historic Chicago Bungalow Initiative is designed to foster an appreciation of the Chicago Bungalow as a distinctive housing type, encourage sympathetic rehabilitation of these homes, and assist bungalow owners with adapting their homes to current needs, which in turn helps to strengthen Chicago Bungalow neighborhoods. The Historic Chicago Bungalow Association works in partnership with the City of Chicago Department of Community Development to keep neighborhoods affordable and preserve a Chicago treasure.

Low Interest Home Improvement Loans

Visit the city of Chicago Department of Community Development website to learn about low interest home loans for general home rehab and improvement and for Historic Chicago Bungalow owners.

311 City Service Request

Through the city of Chicago’s Online City Service Request community residents can make complaints about anything from an abandoned vehicle to tree trimming requests at any time of day or night.

Building Permits

To find out whether a property under construction has building permits search the city of Chicago’s Department of Buildings website:

Apply for an e-permit

Foreclosure in Beverly Hills/Morgan Park

All across the country people are worried about the impact that foreclosed homes may have on their communities. Every day we read about financial institutions that have taken a big hit as the result of less restrictive mortgage lending and of homeowners who are having difficulty making monthly payments. People in Beverly/Morgan Park are probably equally concerned about such things. Hopefully, we all will rest a little easier knowing that BAPA, the 22nd District Police and the 19th Ward have partnered on this issue for years and have worked diligently to prevent vacant homes from dominating our beautiful neighborhood. We are very fortunate to live in a community where we have not seen a marked increase in foreclosure filings.

We do have our share of foreclosed properties, but all three local agencies follow-up with mortgage companies and hold them accountable, working to insure that these homes are back on the real estate market quickly. Also, police and city agencies follow up on safety issues involving foreclosed properties that many times are neglected in other parts of the city.

In 2001, BAPA spearheaded a foreclosure prevention program that continues to be unique in Chicagoland. We subscribe to an online publication that lists new foreclosure filings throughout Cook County. We conduct a variety of searches to find homes in Beverly/Morgan Park. BAPA uses this information to identify possible trends and to target additional outreach efforts. We also follow up with mortgage companies and law enforcement agencies when fraud is suspected to have been a part of any home sale.

Foreclosure of a mortgage is a process that begins when the lender sues the defaulting property owner, usually 1 to 4 months following the first missed payment. The property owner has the opportunity to stall the foreclosure in court, but, if the owner cannot pay the mortgage, the property is sold and the new owner is given title.

When BAPA receives foreclosure filings and sales information, we immediately contact the property owners by mail, providing resources and information, and urging them to act immediately to prevent the loss of their home. Homeowners in foreclosure are extremely vulnerable to fraud because they are desperate and often seek easy answers. They may receive hundreds of letters from companies claiming that they can solve the property owner’s problems. But when a property owner receives a letter from BAPA, it is from a trusted source, an organization that has been in the community for over 60 years and able to help guide them to reputable agencies that can help them.

Basically, BAPA recommends that homeowners contact their lender as soon as they know that they may fall behind on the mortgage. If a foreclosure action is filed in Circuit Court, the homeowner should contact the mortgage company’s loss mitigation department and ask for help. The lender may be willing to set up a repayment plan or loan modification, or even provide a forbearance period that temporarily allows the homeowner to suspend or reduce payments.

Because of the increased number of foreclosures across the country, mortgage companies are now more willing to negotiate with delinquent borrowers.

Homeowners with uncooperative lenders or who are not comfortable dealing with this process can receive free help from the city of Chicago’s Home Ownership Preservation Initiative (HOPI). People can call 311 to be connected with an accredited housing counselor who can help them to communicate with their lender or help them to determine if it is actually financially feasible to keep the house.

Homeowners in foreclosure are encouraged to retain an attorney. Homeowners who cannot afford an attorney can call the Legal Assistance Foundation of Metropolitan Chicago (LAFOMC), 312-431-2204, or can receive free help in filing motions at the Cook County Circuit Court Chancery Division Help Desk, Room 1303, Daley Center. Anyone over 60 years old, no matter their income level, is eligible to receive legal representation to address foreclosure and other consumer issues from Consumer Legal Assistance for the Elderly, sponsored by LAFOMC, 312-347-8363.