City of Chicago Business Resources

The City of Chicago Department of Business Affairs & Consumer Protection (BACP) ensures a fair and vibrant market place for both businesses and consumers. BACP licenses businesses, provides business education and access to resources, enforces the Municipal Code, and protects consumers from fraud. BAPA is a BACP Neighborhood Business Development Center delegate agency.

The City of Chicago Small Business Center (SBC) assists in new business start-ups, business expansion, and helping businesses with a variety of issues.

To determine the zoning classification for any property in Beverly Hills/Morgan Park, use the City of Chicago’s interactive zoning map. To find out if a particular type of business is allowed in a zoning classification, use the City of Chicago’s Business and Commercial Uses table.

SSA #44

The Beverly Area Planning Association employs an executive director to manage Special Service Area #44. The executive director reports to the Board of Directors, which meets monthly to review accomplishments and ongoing projects.

  • Job Description: SSA responsibilities include overseeing contractor management and selection, city contracting and reporting requirements, commission administration, development and implementation of programs and services, contract administration, communications and budget review.
  • Financial Procedures: SSA payables and receivables are entered into a Quikbooks accounting program. Checks are processed after the expense has been approved by the executive director and SSA #44 Commissioner. Finances are audited on an annual basis.
  • Communication About SSA #44: The accomplishments for SSA # 44 are reported at the SSA annual meeting. The date, time and location of this meeting are publicized in advance so the public has an opportunity to attend.
  • Request for Proposals for Key Services: Proposals for key services are solicited by the executive director and reviewed by the SSA #44 Board of Directors. Whenever possible, the SSA works to award business to local businesses.


Tax Increment Financing (TIF) Districts

Tax Increment Financing is a special funding tool used by the City of Chicago to promote public and private investment across the city. Funds are used to build and repair roads and infrastructure, clean polluted land, and put vacant properties back to productive use, usually in conjunction with private development projects. Funds are generated by growth in the Equalized Assessed Valuation (EAV) of properties within a designated district over a period of 23 years.

Funding levels for specific projects are coordinated with area plans and goals. When an area is declared a TIF district, the amount of property tax the area generates is set as a base EAV amount. As property values increase, all property tax growth above that amount can be used to fund redevelopment projects within the district. The increase, or increment, can be used to pay back bonds issued to pay upfront costs, or can be used on a pay-as-you-go basis for individual projects. At the conclusion of the 23-year period, the increase in revenue over the base amount is distributed annually among the seven taxing bodies in the city that are based on property values.

Beverly Hills/Morgan Park has two Tax Increment Finance (TIF) Districts – the 95th Street TIF and the Western/Rock Island TIF. Together they cover every commercial area in the neighborhood.

Small Business Improvement Fund (SBIF)

A Small Business Improvement Fund (SBIF) is currently established in the Western/Rock Island TIF.  SBIF is a program through which building owners (or lessees, with property owners’ consent) can be reimbursed for certain eligible projects that preserve building stock, improve neighborhood appearance or economic value, and enable businesses to stay in the neighborhood, remain competitive, or even expand within the TIF District.  SBIF provides reimbursement of up to 75% of SBIF-eligible costs, up to a maximum of $150,000 in assistance per project and per applicant.

SBIF’s in Chicago are administered by SomerCor 504 Inc. Applications and guidelines can be found on their website. For additional information, contact at BAPA, 773-233-3100.