Housing Update

By Roberta Kleinman, BAPA Property Preservation Services

Historic Marker Replacements.  Do you own an historic home? Looking to replace the once distinguished looking, but now weather-beaten, historical marker on your front lawn? Tuscher Sign Shop, 3143 W. 111th St., the original source for the ornate brown wooden historical markers that can be seen in front of many of the most historically significant residences in our neighborhood, still manufactures these custom made signs to order, and will gladly produce a handsome new sign for you to replace your old one.  Call Geri Tuscher, 773-233-3280 to discuss your requirements.

If you are interested in learning more about the history of your home, the volunteers at the Ridge Historical Society (RHS) may assist you in finding the information you are searching for. Contact them at 773-881-1675. Coincidentally, the Tuscher Sign Shop recently produced a new historical marker for RHS.

Illinois Transfer on Death Instrument for Residential Real Estate. An inexpensive alternative to probate or trust arrangements to ensure that residential real estate passes upon a homeowner’s death to his/her chosen beneficiary is available through the Cook County Recorder of Deeds.

The Illinois legislature in 2012 created an additional method whereby an Illinois homeowner can make arrangements while still alive for the transfer of residential real estate upon death to another person or persons, without the need for probate or any type of trust document.

While it is generally a good idea to consult an attorney whenever dealing with real estate or estate planning issues, hiring an attorney is not strictly essential in order for the owner of a residential property to prepare a valid Transfer on Death Instrument.  A full set of sample forms regarding the subject can be found in Section III of the following website:  https://www.isba.org/sections/generalpractice/newsletter/2013/02/estateplanningupdatetheillinoistran

According to the Cook County Recorder of Deeds website, www.cookrecorder.com, “a relatively new and affordable option that ensures the homeowner’s real property does not get stuck in the probate process [is] the Transfer on Death Instrument. For the cost of recording one document (around $50), homeowners can make their intentions for their home clear, thus removing the property from their estate and helping some families completely avoid the costly and uncertain probate process.”

Addressing end-of-life planning decisions can help people avoid battles over estates and ensure that one’s wishes are made absolutely clear. A Property After Death guide is also available on the Recorder of Deeds website.


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